Today is a much more fun challenge to write about–what I would do if I won the lottery. Wow, that is such a wonderful thing to dream of. Sigh. Probably will never happen. Especially since I don’t play the lottery. But let’s say I won a ton of money somehow –like more than I can imagine. Here’s what I would do.
First, I’d give to my church. I believe that our world can be changed through local churches, and I want to be a part of that. Plus, I believe it’s a way that I honor and obey God. So, I’d give there first.
Next, I’d get out of debt. Most of my debt can be summed up in two words: STUDENT LOANS. Seriously — I have about $60,000 of student loans left to pay off. And I’ve been paying for ten years. I do have a few other debts, but they pale in comparison. (My combined credit cards have a balance of less than $1,000.)
Third, I’d put some money into savings. I’m not very good at savings. And by not very good, I mean I suck. My retirement fund is almost non-existent. I would put some money aside in savings that I couldn’t touch for years. Lock it up man.
Fourth, I’d splurge a bit. All those things that I’ve been missing, but saying no too. A pedicure and a massage . . . ah, it’s been over a year since I’ve had either of those. A nice camera. A day of shopping. My dream dining table. Dining out. Going to NYC and seeing tons of Broadway shows.
Fifth, I’d splurge on the ones I love. My niece would know a whole new level of spoiled. My foster kiddos would be living large. My family would get some amazing tokens of my affection. My friends would enjoy some pretty sweet gifts, as payback for putting up with me and the bad habits I talked about here. I’d take a huge trip somewhere exciting and bring along as many of the aforementioned people as possible. We’d party in Fiji or Ireland or somewhere amazing.
Sixth, I’d buy a home. One big enough for me, my future foster kiddos, any family that wanted to live with me, and guest rooms for my friends and family. I would also have to set aside money for all the things I’d never be able to do (or want to do) in that home–like shovel snow, mow grass, fix broken pipes, replace leaky roofs, etc.
Seventh, I’d travel. I LOVE to travel. All over the world. And take as many people with me as I could.
Assuming I made enough money that I no longer had to work (and hey, if we’re dreaming, let’s dream big), I would still like to do my job, but do it for free, so that my church could use the money for other things. (Like creating the best kids ministry budget ever!)
Finally, I’d like to research charities and donate to ones that are near and dear to my heart–things like finding a cure for cancer, ending domestic violence, helping kids, building bridges of understanding between people in the Middle East and the Western World, and helping women and children in third world countries.
That’s my dream. What’s yours?